Tags: Richard Simpson

9 Aug 2010, Comments (0)

Make money helping other people

Author: Richard Simpson

How We Earn Money

Our company People Helping People, Inc. (PHPI) is one of the fastest growing companies in North America and, whether you are looking for a career change or a way to supplement your income. The PeopleZ team provides an incredible way for you to earn a significant income from home and achieve the quality of life you desire!

Our products:

(1)   PeopleZ Wireless Telecom

·        GSM (AT&amp;T &amp; T-Mobile) you can purchase “SIM Cards” and insert them into your existing GSM phones and begin using PeopleZwireless.

·        CDMA (Sprint &amp; Verizon) is available; you can purchase CDMA phones from our replicated websites or flip the switch for existing phones“unlocked” and “flash- programmed” with PeopleZ wireless.

(2)   PeopleZ Digital (VoIP) Services)

(3)   PeopleZ Health (Nutritional Products) This nutritional product is included in the monthly EShip ($39.99) This product helps our bodies to regain Phenomenal Health.

(4)  PeopleZ Zing (Virtual Bluetooth video/audio/flyers/messages)

A thought to ponder:

Who is the #1 steak sales company in the USA?

If you answered “Waffle House” you would be correct due to their large distribution channel.

With people ready for new streams of income and with everyone looking to save money on recurring Wireless Telecom and Nutritional Products.

The PeopleZ team has a mass-market appeal in a (3) Three Trillion Dollar Telecom industry which has $300 Million in North American and the United States of America.

We provide an incredible opportunity to earn significant income, part time, from home. And for those who desire it and qualify, our business can provide a very lucrative full time income. Helping people save money, helping people make money - it’s the best of both worlds!

What does this mean for you? It means an unparalleled opportunity to be involved with a company bursting in growth and earning the money to pay off bills, secure a retirement, or just begin enjoying life without always worrying about how to afford it.

What do we do?

We introduce people to a unique marketing method that, when they and others purchase products or services they already need, everyone benefits.

Instead of spending millions of dollars in radio, T.V. and print advertising, that money now comes to us. It’s known as word-of-mouth advertising.Companies such as AT&amp;T, Dell Computers, Citibank, Microsoft and others utilize this method to increase their sales. It’s the subject of frequent articles in publications such as The Wall Street Journal, New York Times, Fortune magazine, and many more.

This is not a get-rich-quick program. This is a solid, legitimate opportunity to apply consistent work and effort with a stable company and earn an incredible income for the work invested.

Committed to YOUR Success,

Richard Simpson

e-Mail: rsimpson@bellsouth.net

To Join us copy and past this link in your address bar: http://www.phpico.com/rsimpson

and then click on “Join PHPI Now” on the top right corner of the page

Categories:
News Flash Update
Tags:
Financial services, Richard Simpson

9 Jul 2010, Comments (0)

Biggest Defaulters on Mortgages Are the Rich

Author: Richard Simpson

Biggest Defaulters on Mortgages Are the Rich

The housing bust that began among the working class in remote subdivisions and quickly progressed to the suburban middle class is striking the upper class in privileged enclaves like this one in Silicon Valley.

Whether it is their residence, a second home or a house bought as an investment, the rich have stopped paying the mortgage at a rate that greatly exceeds the rest of the population.

More than one in seven homeowners with loans in excess of a million dollars are seriously delinquent, according to data compiled for The New York Times by the real estate analytics firm CoreLogic.

By contrast, homeowners with less lavish housing are much more likely to keep writing checks to their lender. About one in 12 mortgages below the million-dollar mark is delinquent.

Though it is hard to prove, the CoreLogic data suggest that many of the well-to-do are purposely dumping their financially draining properties, just as they would any sour investment.

“The rich are different: they are more ruthless,” said Sam Khater, CoreLogic’s senior economist.

Five properties here in Los Altos were scheduled for foreclosure auctions in a recent issue of The Los Altos Town Crier, the weekly newspaper where local legal notices are posted. Four have unpaid mortgage debt of more than $1 million, with the highest amount $2.8 million.

Not so long ago, said Chris Redden, the paper’s advertising services director, “it was a surprise if we had one foreclosure a month.”

The sheriff in Cook County, Ill., is increasingly in demand to evict foreclosed owners in the upscale suburbs to the north and west of Chicago — like Wilmette, La Grange and Glencoe. The occupants are always gone by the time a deputy gets there, a spokesman said, but just barely.

In Las Vegas, Ken Lowman, a longtime agent for luxury properties, said four of the 11 sales he brokered in June were distressed properties.

“I’ve never seen the wealthy hit like this before,” Mr. Lowman said. “They made their plans based on the best of all possible scenarios — that their incomes would continue to grow, that real estate would never drop. Not many had a plan B.”

The defaulting owners, he said, often remain as long as they can. “They’re in denial,” he said.

Here in Los Altos, where the median home price of $1.5 million makes it one of the most exclusive towns in the country, several houses scheduled for auction were still occupied this week. The people who answered the door were reluctant to explain their circumstances in any detail.

At one house, where the lender was owed $1.3 million, there was a couch out front wrapped in plastic. A woman said she and her husband had lost their jobs and were moving in with relatives. At another house, the family said they were renters. A third family, whose mortgage is $1.6 million, said they would be moving this weekend.

At a vacant house with a pool, where the lender was seeking $1.27 million, a raft and a water gun lay abandoned on the entryway floor.

Lenders are fearful that many of the 11 million or so homeowners who owe more than their house is worth will walk away from them, especially if the real estate market begins to weaken again. The so-called strategic defaults have become a matter of intense debate in recent months.

Fannie Mae and Freddie Mac, the two quasi-governmental mortgage finance companies that own most of the mortgages in America with a value of less than $500,000, are alternately pleading with distressed homeowners not to be bad citizens and brandishing a stick at them.

In a recent column on Freddie Mac’s Web site, the company’s executive vice president, Don Bisenius, acknowledged that walking away “might well be a good decision for certain borrowers” but argues that those who do it are trashing their communities.

Tags: foreclosure, Real estate

Categories:
Foreclosure
Tags:
Bankruptcy, Foreclosure, Mortgage, Mortgage Foreclosure, Real estate, Richard Simpson

7 Jul 2010, Comments (0)

Denial of unemployment benefits to hard-pressed Americans

Author: Richard Simpson

When Uruguay striker Luis Suarez raised his hands to block a sure goal from the opposing Ghana side, he committed a foul and paid the penalty — but Uruguay won the game and Ghana’s World Cup team packed its bags.

Suarez got a red card that removed him from the game and suspended him from the semifinal that Uruguay got to play thanks to his unsportsmanlike conduct. There is no goaltending rule in soccer, and Ghana failed to make the ensuing penalty kick and then lost the overtime penalty shootout.

Suarez and Uruguay earned universal opprobrium, but, hey, all the rules were applied and they won the game. “Truth is, it was worth it,” a grinning Suarez said after the game.

In thwarting the extension of unemployment benefits, Senate Republicans are playing with Uruguayan tactics, manipulating the rules in a brazenly unsportsmanlike attempt to win the game at any cost.
AM Report: Jobless benefits spark fierce debate

Jobless benefits are leading to a fierce debate: Do they prompt jobless workers to be pickier in their searches? Or is employment insurance a prudent response to the worst recession in decades?

Using the pernicious filibuster rule, the minority party is breaking with a long tradition of automatically providing federal support in times of high unemployment, imposing further hardships on thousands of families.

It is bad politics, bad economics, and just plain nasty, but Republicans are clearly intent on sabotaging the Obama administration no matter what the cost to individual Americans.

The Republican objections about not wanting to extend unemployment unless it is “funded” because they don’t want enlarge the federal deficit are bogus and hypocritical. They never hesitated to add to the deficit when it was a question of tax cuts for the wealthy, estimated to have cost $2 trillion over six years. The $35.5 billion for the unemployment benefits is negligible compared to that figure.

Sacrificing such a relatively small expenditure on the altar of fiscal rectitude really does turn deficit hawks into deficit terrorists, to use economist Bill Mitchell’s phrase. To insist on this sacrifice when unemployment is at nearly 10% and Treasury yields are at historic lows is truly foul play.

No less an authority than Mark Zandi, the Moody’s economist who was one of John McCain’s economic advisers during his presidential campaign, said it is vital to extend the benefits regardless of the deficit. The risk of a double-dip recession by not extending them more than outweighs any harm done through a short-term blip in the deficit, Zandi said in congressional testimony last week.

The denial of unemployment benefits to hard-pressed Americans is just the latest tactic in the Republican’s scorched earth strategy.

“Paying for it…should not be a precondition for Congress to provide more financial help to unemployed workers, strapped states and municipalities, and small businesses looking to expand,” Zandi told the House Budget Committee. “A larger near-term federal deficit is not an economic problem.”

Congress can offset the expenditure a couple of years from now, “when the economy is in full swing,” said this economist, whom no one has ever accused of pandering to the left.

But the unprecedented denial of unemployment benefits to hard-pressed Americans — make no mistake, children are going hungry as a result — is just the latest tactic in Republicans’ scorched earth strategy designed to maximize their political gain in the November midterm elections.

It’s a cruel and cynical strategy that could well backfire, even though it victimizes some of the weakest and most disenfranchised sectors of the electorate.

The Republicans are evidently counting on the rage of voters hurt by the economy to be targeted at the Democratic majority, but people aren’t that stupid. They know that the Senate Republicans — and the unfathomable Nebraska Democrat Ben Nelson — are the ones who blocked the aid.

Matthew Kaminski of The Wall Street Journal cited the Suarez incident as well as some of the big refereeing gaffes in the World Cup competition as the reason why Americans don’t like soccer — it violates our sense of fair play.

And yet the Republican strategy of winning at any cost — any cost to the American people, any cost to the common weal — is a much greater violation of any sense of fair play, with much graver consequences.

The Netherlands handily defeated Uruguay in the semifinal and his red card was the last action Suarez saw in the contest. If the American sense of fair play kicks in this November, a number of Republicans may be looking at their own red cards

Categories:
News Flash Update
Tags:
Bankruptcy, Chapter 7 Title 11 United States Code, Credit Card Customers, Credit counseling, Financial services, Foreclosure, Mortgage Foreclosure, People Helping People, Richard Simpson, United States, Washington DC

6 Jul 2010, Comments (0)

PeopleZ Wireless Opportunity

Author: Richard Simpson

Watch this short video to see how I mastered my niche!

Then enter your name and
email address to get access!

Categories:
News Flash Update
Tags:
Opportunities, People Helping People, PeopleZ Wireless, Richard Simpson

15 Jan 2010, Comments (0)

Most mortgages written in the last 10 years have fraud in them

Author: Richard Simpson

[youtube]http://www.youtube.com/watch?v=UMBRq6WTJu8[/youtube]

Get your loan Investigated to by a Certified Forensic Mortgage Auditor. Most mortgages written in the last 10 years have fraud in them,by the mortgage companies. In fact 79% have fraud. Knowing this can be used to save your home. Federal Laws Exist to you with Mortgage Foreclosure!

The lenders must resolve the violations of TILa, RESPA, HOEPA, ECOA and Fread when they are found in the loan We can get your loan Investigated! Find the Federal Violatons and FRAUD. We Offer FREE Negotiations upon Completion of your Forensics Audit. Get Leverage Now! Save Your Property from Foreclosure. We are the leading company in the USA performing Forensic Loan Audits. When we find Fraud then your mortgage company is forced to work with you to keep you in your home at an attractive principle and interest rate.

HelptoAvodMortgageForeclosure.com Remember thatNegotiations are a FREE with our service.

Call Richard Simpson today at 770-623-6341 Web Site: http://helptoavoidmortgageforeclosure.com